SafeHarbor
For freelancers & 1099 contractors

Stop guessing what to send the IRS every quarter.

SafeHarbor calculates your exact estimated quarterly tax — self-employment tax, safe-harbor rules, and state estimates included. Enter your numbers, get four dated payment amounts and a printable voucher summary.

Get Instant Access — $19

✓ Works instantly in your browser — no account needed

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Never overpay or underpay again

Get the precise amount to send for each due date, so you avoid IRS underpayment penalties without tying up cash you don't owe.

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Hit the safe-harbor number

SafeHarbor applies the 90%/100%/110% safe-harbor rules automatically, so you know the minimum you can pay and stay penalty-proof.

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A printable voucher summary

Walk away with four dated payment amounts and a clean one-page summary you can print, save, or hand to your bookkeeper.

How it works

1

Enter your details

Type in your expected income, deductions, filing status, and state.

2

Click Calculate

SafeHarbor runs SE tax, income tax, safe-harbor, and state estimates instantly.

3

Print your vouchers

Get four dated payment amounts and a printable summary — ready to send.

Your quarterly tax number in under 2 minutes

One-time payment. No subscription, no login, no spreadsheet gymnastics.

Get Instant Access — $19

✓ Works instantly in your browser — no account needed

Frequently asked questions

Is this tax advice?

SafeHarbor is an estimating tool that applies published IRS self-employment and safe-harbor rules to the numbers you enter. It gives you a well-grounded estimate to work from, but it isn't a substitute for a CPA on complex situations.

Do I need to create an account or install anything?

No. It runs entirely in your browser and works instantly after purchase — no login, no download, no setup.

Does it handle state estimated taxes?

Yes. You can add a state estimate so your four quarterly payment amounts reflect both federal and state obligations.